Payment Options

Welcome to Natural Women's Health

 

At Natural Women's Health, we are committed to providing

exceptional, patient-centered care in a serene and welcoming environment.

Our focus is on honoring you with personalized attention

and quality care, prioritizing your well-being over rushed appointments.

 

Why We’re Different

 

Most insurance companies push for high-volume, short appointments

(30–50 daily, 10-minute visits), which compromises the care we believe in.

To maintain our high standards, we’ve chosen to partner only

with insurance providers who fairly compensate us,

allowing us to cover expenses and fairly pay our dedicated staff.

 

We proudly accept:

• BCBS and Highmark Medical Insurance:

  • IBX: Personal Choice, Keystone Health Plan East,

  • AmeriHealth Administrators, AmeriHealth PPO only, Independence Administrators

  • Highmark: Federal, BC/BS of other states PPO (no HMO),

  • Anthem, Horizon BC/BS of NJ PPO only

 

Flexible Payment Options

For those without accepted insurance, we offer

two convenient options

to ensure access to our comprehensive care.

 

Single Visit

​

• 25-minute appointment (annual, GYN problem, or infertility)

• Cost:

  • $275 with Physician Assistant/Nurse Practitioner

  • $350 with Dr. Ruberu

​​

• Insurance can cover labs and imaging.

• Patients without insurance will be responsible for all testing done through visit 

• Submit our bill to your insurance for potential out-of-network reimbursement.

• Additional services (e.g., endosee, isovue, semen analysis, charting, fertility ultrasound) are separate.

 

Prepay Program

​

• Four 25 minute visits (annual, GYN problem, or fertility)

• Cost: $950 for 4 visits with Nurse Practitioner

• $1200 for 4 visits with Physician or Nurse Practioner

• Benefits: Quality care at a lower cost per visit.

• Payment: Credit card, cash or cheque 

• Insurance can cover labs and imaging. Submit our bill for potential out-of-network reimbursement.

 

Fertility Single Visit

• 25-minute consultation reviewing history and labs (for women), with lab and investigation planning.

• Cost: Same as Single Visit pricing ($275 with PA/NP, $350 with Dr. Ruberu).

• Optional: Male fertility program for partners $500/year  (labs/interpretation through portal /ability to purchase SA test -does not include cost of follow up visit).

• Additional services (e.g., endosee, isovue, semen analysis, charting, fertility ultrasound) are separate.

 

Bartering for Accessibility

To make our care accessible to all, Dr. Ruberu offers

equitable bartering for those seeking to address

the root cause of their health concerns.

 

Examples of accepted services include:

• Farm-fresh organic produce (eggs, meat, chicken, vegetables, fruits)

• Laundry, cleaning, or landscaping services

• Organic meal prep, catering

• Car maintenance,

• hair cutting, or holistic services (e.g., dental, medical, craniosacral massage)

• Social media, advertising, or website optimization

• Cello lessons, massage, or organic lotions/soaps

Interested in bartering? Contact Dr. Ruberu to propose a trade.

 

Contact Us

Ready to experience personalized care?

Schedule your visit or reach out to discuss bartering options.

We’re here to support your health journey.